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This guide was written by Leibel Sternbach, the Amazon best-selling author of Living with Financial Anxiety. Leibel is a National Social Security Advisor certificate holder, an Accredited Portfolio Management Advisor from the College of Financial Planning and an Enrolled Agent with the IRS.

Leibel's advice has been featured on Forbes, InvestmentNews, Reader's Digest, Investor Business Daily, MarketWatch, LegalZoom, CNN Business, FOX, CBS, NBC, USA Today, and Yahoo! Finance websites.

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